Maryland Auto Insurance - The MAIF Offers Great Deals For Low Income Families

Want to get automobile insurance? Think it's always been too expensive in Maryland? Today the situation has changed as the state government of Maryland is carrying out an effective method that has recently been implemented to help to solve the problem of getting affordable auto insurance for people who may have had a difficult time affording it in the past. The Maryland Automobile Insurance Fund (commonly known as the MAIF) is a special fund established by the government as a public/private partnership with low-income families. The MAIF not only provides both reasonable and relatively low priced automobile insurance to customers but also provides high quality customer service to hundreds of thousand Maryland residents. So far the MAIF has been so popular that there have been no tax dollars received from the state and no marketing expense spent so far.

But why is it so popular for low income families?

The primary reason: it's cheap. The MAIF focuses on minimum coverages almost exclusively, as up to ninety-nine percent of the MAIF policies provide only the minimum legally required benefits. Moreover, the MAIF is universally available. It insures anyone who applies and does not reject any risk. The MAIF has no producer or agent force, but rather its coverage is easily and universally available through the existing automobile insurance sales structure. More than 2,500 small Maryland businesses benefit by selling MAIF insurance policies.




Another benefit of the MAIF is that their customer service department is also offering a unique service that allows customers to pay additional premiums easily with a credit card or debit card each month simply by calling the customer service number. They accept the following credit cards: Visa, MasterCard, and Discover and they even accept debit cards branded by Visa or MasterCard. This service saves customers' time and reduces policy cancellations into a really low amount, benefiting both customers and the company itself.

If you used to be one of those who are unable to purchase automobile insurance in through other private providers Maryland but are now interested in getting a more basic service to save money you can get on line and look for more information via various insurance search engines to see what is available to you. By utilizing tools such as this you can easily find local providers of MAIF policies and other services and find the best deal for your money at the time.

If you're stuck and need some help finding good information online try usingInsureThePoor.com for finding the right local insurance information you need right away to help you fulfill your auto insurance needs.

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About the Author

Marcel A Johnson

I focus on saving people money and writing on affordable niches. My primary focus is on affordable insurance. In addition, I have had a...