What Is The Best Car Insurance In India Policy?

Having a car is big responsibility though it gives you the pleasure of being able to travel the roads with ease. Today's tough roads leaves you open to risky situations. It is possible for another vehicle to dash into yours causing injury and accident. In such situations, it is your policy that is going to bring down costs. There are so many benefits offered by a car policy. However in order to get the best car insurance in India, you need to look for a plan that offer different types of protection.

What Are The Benefits Offered By A Car Policy?

The plan will offer various types of coverage through which you can bring down expenses that can arise due to an unexpected situation on the roads. It will give all the benefits of a basic policy plus many add-ons that can be used to reduce risk. Here is a look at the typical benefits that you should check before signing up for a policy:
There should be coverage for vehicle damage caused by accident, theft, man-made or natural disaster
They should be compensation for third party liability arising due to damage of third party vehicle or property, as well as injury to driver
The policy should pay a lump sum in the event of loss of life of driver or permanent disability


Additionally it should offer extra benefits such as roadside repair cover, towing expenses cover, cover for lost key, emergency fuel cover, medical treatments expense cover and much more. Customize your policy with such benefits so that it offers greater protection. Before signing up the policy, you should also check if it has cashless cover. This enables you to get your car serviced in any garage that falls under the insurer's network but without paying any cash. The insurance company will directly pay the garage for your repair expenses. At the time of repair, you have to just show your insurance card to get the car serviced.

Buy Car Insurance Online To Get Quick Coverage

The easiest way to buy car insurance online is to get quick coverage. Online application saves you from filling tedious paper forms. It enables you to get coverage fast. With a click you can submit the application to the site and you will receive your policy documents in a week's time either by post or email. Once you get the policy number, use it to make premium payments online. The period of coverage is one year, after which you should renew the policy, which can also be done online. If at the time of renewal, if no claim has been made on the policy, the no claim bonus can be used to bring down premium.

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About the Author

Kirti Saxena

Kirti Saxena is a web enthusiast and a writer for different areas including insurance and banking and numerous other sectors.