Cheaper Auto Insurance Rate - Is It Through Progressive Direct or Progressive Independent Agent?

The progressive insurance firm employ several ways to get their insurance policy across to the prospective insurance holder. They use medium like telephone, internet, TV advert and independent agents. At the end of the day the auto insurance rate you are going to pay depend on the medium of getting your attention.

When it comes to claims payment it is dependent on the method of distribution that got you in and administrative charges involved. As far as independent agent the only additional charge involved is the commission he is going to charge. Due to this it is for consumers to believe that getting insurance policy through independent agent will definitely be more expensive. This is not always correct.

Direct progressive has several additional costs that may be added depending on their distribution medium. This costs are costs like agents and supervisors cost, phones and computers cost with televisions commercial and radio jingles cost.

The means of getting the auto insurance policy has nothing to do with services enjoy by the policy holder whether direct or through independent marketer. The only advantage that you can possibly enjoy if you got the policy directly is lower price. This could not be so at all the time, it may it may not.



Buying insurance policy from independent marketer has some benefits that cannot easily be overlooked.

(i) The price could be possibly lower depending on the medium through which you get the direct auto insurance quote.

(ii) There is possibility of relationship with the local professional agent. These can afford you the benefit of valuable trust and advice from them

(iii) Independent agent can inform you of any significant change in policy

(iv) The agent can get several auto insurance quote for you in time of renewal.

To get the best auto insurance rate you cam get direct auto insurance quote from the company and at the same time collect from independent agent and then compare the two. You are in better position to make your choice of which one to use bearing in mind the additional benefit you can enjoy from independent agent.

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About the Author

angela Oscar

Raymond Amine is an internet researcher that have special interest in auto insurance.If you need the sites to get cheapest auto insurance...