The Important Aspects of Travel Insurance with Medical Conditions

When you want to take a travel into some places, it will be better for you to take the travel insurance. It can be found easily around you. One of them is travel insurance with medical conditions. This one is the popular option for people based on some reasons. One of them is the service you will gain through it can help you for covering your medical situation. That will be really helpful for making sure that your travel will be done successfully.

There are some things that must be understood about travel insurance with medical conditions to make sure that you are choosing the best one and the most appropriate one with your situation. It can help you, but it can make you feel confused to choose which one the most appropriate one is. You can get, the deeper travel insurance with medical conditions information below. By the knowledge, you will be easier for choosing one of the offerings to completing your travel.

Basic Information about Travel Insurance with Medical Conditions

Not all people know about the basic information. When you are a woman or you are an old aged person with certain medical problems. Take a travel will be a next problem while you need to complete that. Take this kind of insurance with the special service will make you enjoy more your travel than if you just go. People know waiting during the travel and making a preparation by choosing the right travel insurance is better to be composed.

You can get all information from online sources. Almost all of the travel insurance agents has the online website that is managed professionally. Some of them give the online service for completing the conditions to get the insurance. You can compare the payment and the service offered between one and other insurance companies through online way to get the best choice.

There are some medical conditions that can be covered by the service of travel insurance with medical conditions. That includes the disease like diabetes, epilepsy and even cancer disease. The payment will be higher than the common payment, but the service will give you the guarantee that everything will be with your plan during your travelling time. It will be better for you to consult with a specialist on this insurance before you make a decision about choosing the provider.

People need to input some personal materials. That includes the passport, the identification card, and the travel papers. The payment can be completed by using the online banking. You can reduce the time needed for getting it. The process is simple as long as you know the way for finishing it. If you feel hard for completing it, you will use the service of your assistant for completing it under your name. You will not need to spend your valued time for getting it because the process is really fast.

Some Services of Travel Insurance with Medical Conditions

People who often take the travelling time will be easily for getting the travel insurance with medical conditions service. They have the experience before with this kind of insurance. It becomes the special offering from certain travel insurance with medical conditions companies. You will get the best service by using the same company for your travel insurance. You must choose the most appropriate one from the beginning for getting the additional pleasure like that.

The service offered will more significant when you have a plan for a family travelling. Some companies offer some additional service, including the rental car for making sure that your holiday is really pleasant. Some others do not include that into the service. You must check all of the possible service gained before you choose one. You can make the best plan for your family holiday without the possibility of proposing the complaint that is caused by the misunderstanding. Certain company has the certain policy that will be different between one and another.

One common policy offered by the company is about the duration of the travel insurance. It is ended when you have got back into the country. You must know the limit of your travel insurance. Use your time in the best way. You will not face the difficulty just because you get a problem in your expired time. Some companies offer the kind of multi travel insurance. It means that you may get the travel insurance for one year without needing the renewing proposal to get the service. This one may be the better one to be chosen for your family travel.

There is one thing must be noticed when you want to propose the proposal of getting the travel insurance. That relates into the condition of your family members who will join the travel. If you or one of your family members has the specific medical condition, you must mention it from the beginning. You will get the possible help when you propose your claim. It will bring into the problem when something happens because of that during your travel. Do it in line with the policy offered and you will get all you need.

You have done with all of the information needed to be understood as relating to the travel insurance with medical conditions. The next thing must be considered is about the tips for making the easier process of claiming the insurance. One of the tips about that is that you must fill all of the information needed in your application form honestly. That will help you in getting the service at the time you need it. Lying with your application form is a bad way to completing your proposal.

The Best Options for Pre Existing Travel Insurance

The best travel insurance policies at the best rate will be something challenged. Take the comfort that the efforts will produce the result pre existing travel insurance is exist and rates. The insurance companies will take on the greater risks. They make a deal for insuring those who are known to have the health issues. Those individuals are needed the medical care as they are traveling. They will exclude either condition or they will charge the higher rate to provide the coverage.

Things to know about pre existing travel insurance

There will be several confusions that the insurance companies consider about the preexisting condition. This can be put simply that any kind of disease or illness. The individuals have been diagnosed previously even if this is cured. It is deemed to be the pre existing condition. For those who have the symptoms of the illness, even if this has not been diagnosed, this is considered as the pre existing condition as it comes time for purchasing the preexisting travel insurance. The preexisting condition can be the chronic health problem like asthma or the other acute diseases like infections. If the condition is present prior to issuance of policy, this can fall under the exclusions or be grounds for the higher premium on the policy.

Tips for purchasing the pre existing travel insurance

The cheapest ways of picking the pre existing travel insurance policy is select that simply excludes the preexisting condition. The policies will not provide the coverage for the medical bills. It is  associated with the condition that is diagnosed or the symptomatic priors to issuance of policies. It suits to depend on the condition. This can be a good example. The cancer survivor, those who have been in cancer free for many years, feeling that there is a little bit of risk toward the needing emergency medical treatments because the condition as travelling. Those decide that taking the policy of preexisting travel insurance, which excludes cancer from coverage is the safe bet.

Select for exclusion will make more sense than paying the substantially higher premium for the coverage. There are the existing factors over there and decisions frequently reflect the level of the people of the tolerance for the risk. It must be borne in mind that filing for informing insurance companies. The pre existing condition result of the lack of coverage in event of the health issues as traveling. If there is any kind of record toward the condition of the medical files, the companies will have the grounds for excluding that. Standard travel insurance policies will include preexisting condition clauses. The insurance companies will provide the customers with a larger selection of prices and policies.

Getting the pre existing travel insurance: find the right ways

In the situation where the health conditions can possibly require the treatment during the travels, you have to shop around for finding the insurance providers. It offers the coverage without the exclusions. There are numerous pre existing travel insurance that will assume high risk of the covering the numbers of condition. This will require substantial costs typically. It is advisable for disclosing conditions on the entirety as well as asking for the quotes on rates for the coverage. You can use the brokers or services. It can obtain numerous quotes. It can simplify your tasks. The coverage for the serious illness will be difficult to discover and find specifically if this is terminal. The costs of the travel insurances with the preexisting condition is invariably the issue.

The suggested courses of the actions is for finding the best option of travel insurance rates. Although you are tempted for withholding information on obtaining the affordable rates, failure for disclosing all medical data can result in the denial of the coverage as you need that most. You are required to provide the access to the health records, answer lots of in depth questions about the state of health, undergo and undergo the medical evaluations. The insurance will be available if you are prepared for shopping around and paying required premiums. A full examination and disclosure of those options are the best ways of insuring to have coverage that you need at the best possible rates.

You have to think about getting a travel insurance package that will cover you for the condition and anything else that can occur. People will discover that the company would not pay out because the preexisting conditions that is not even what you claim for. There are three types of the travel insurances that can cover the customers for the pre existing condition. Those pre existing travel insurance types are total pre existing conditions cover, the limited travel insurance cover, and long term cover.

For total pre existing conditions cover, this will be a more expensive option. This one will offer the customers with comprehensive cover for any kind of pre existing condition. This pre existing travel insurance will cover the customers for the air ambulance or the repatriation of the remains if the customers are dead on their holiday.

Some of the package of total insurance for preexisting condition will pay for the relative to the travel out to the customers if they had the medical emergencies. For the type of pre existing travel insurance in limited travel insurance policies, it will pay for the repatriation of the remains. Some of those plans include the cash payment for the sudden recurrence of the preexisting condition when the customers are away.

For those who want to go away for the longer period or planning on working abroad, the long term of pre existing condition insurance policies is the best option for your need. There is cover the customers after the particular period of the times or it will have the limits to the amount of cover those will provide of each year. The pre existing travel insurance can include the large excesses.

You have to ensure that you are fully aware toward the policies which you cover actually. The travel insurance for the pre existing condition covers the customers only up to the particular ages for the certain amount of the time.

Why You Need To Have The Single Trip Life Insurance?

Travelling is a nice thing in the way to have the new sense, especially when you are bored with your routine. It can be the way to get the fresh air too, and renew your spirit. You are free to choose the best place in your travelling. You need to have the great preparation. We will talk about the insurance. Insurance is important in the way to have the best sense in your travelling. Let us talk about the single trip life insurance. There are some matters, which you need to know. Read the explanation below and get the reason why you need to choose it.

The kinds of single trip life insurance

Before finding the agent in the way to feel the insurance, let us try to know the kinds of the single trip life insurance. The kinds of the trip insurance will help you when you have the problem in your trip. There are some kinds of the single trip insurance, which can be your choice. You will be able to have the best kinds of it and choose it as what you need. Try to compare too about some details of the insurance. Before choosing, consult too with the agent.

Travel Medical

The first kind is the travel medical. The travel medical is one of the single trip insurance, which focuses about all matters of medical. The expert says that this kind of the insurance will provide the emergency coverage when you are far from home because of the trip. You will see some services of it such as the medical emergencies, the accidents, and others. This kind of the insurance will be suitable when you are in travelling abroad, business trip abroad, long-term work and others.

Travel Evacuation

This insurance is called as the Medevac. This one will be useful to keep you safe during the trip. The expert says that this insurance can be the great planning to provide the cover of emergencies medical. It will be useful to take you to the nearest hospital. The medevac will be ideal for you who have the cruise travelling. It can be the great choice when you have the vacation in the foreign country. Just see the best agent to have it.

Travel accident

The next kind of the single trip life insurance is the travel accident. It is the most important type of it. This kind of the insurance will be useful to give you the international protection in your travelling. By the protection, you do not to be worried about your condition and health. This type of the insurance focuses in the AD&D or the accidental death and dismemberment. This kind of the trip insurance will be ideal for travelers who concerned to keep them safe, especially when they have some sicknesses.

The Services of Single Trip Life Insurance

We move to talk about the services of the insurance. Know some kinds of the insurance services will be a nice thing. The service can be the best way to know the best insurance to choose. The kinds of the services of the insurance will make you know that it is important for you. I have some kinds of the service and benefit of the single trip life insurance. Try to read it wholly and get the inspiration from them. If it has meaning for you, you can share it with others.

The hand to help

The rule of the insurance is to help you when you need something. As the first service of the single trip life insurance, they will give you a hand to help. When you get ill or hurt, you will have someone to call. The insurance will be ready to help you anything your condition. The insurance will be ready to pick you up to the nearest of the hospital and give the best first medicine when you need it.

Cancelling the trip

With the use of the single trip life insurance, you will be able to cancel the schedule of your trip. I think it sounds nice. You have schedule to have trip in Bali by the plane. You have some needs to do. With the role of the insurance, you can cancel your trip. You will not lose your ticket. The ticket for you will save and the agent will change it with the new one. With the same ticket, you will still have a chance to have the trip.

Emergency card

You need more money in the way to buy the gift in your trip. When you have the enough money, it has not been the problem for you. When you have limited money, you can use the insurance to get some money. One of the services of the single trip life insurance is to give you some money in your trip. The agent will take another deposit and send to you. You will have the simple and easy way to pay it after your trip. Just see the rule of the agent on the way to get this service.

The additional

Before getting all services of the single trip life insurance, you need to consider the best agent of the insurer. The agent will hold all roles of the insurance. We all know that there are many agents as your choices. It is important for you to be selective in choosing it. Before finding the best agent, just try to see the detail profile of it. You can see the record of the agent. See the internet when you want to have the simple way to find the best agent.

The single trip life insurance will be useful in the way to make your trip look more special. Do not forget to see the rules of the insurance. The insurance agent has some rules for you. You need to accept it in the way to have all of it's services. I hope it will be useful for you all.

The Backpacker Travel Insurance for the More Pleasant Vacation

Most of the modern people like to be a backpacker. That relates into its popularity to as the modern life style. That can be connected into the jargon of back to nature at the technological time. If you want to be a backpacker, you must consider some aspects to be sure that you will be better backpacker. The complete preparation must be made for making sure about your safety during the time of your travelling time as the backpacker. One of the aspects to be noticed for example, is the backpacker travel insurance.

Insurance becomes one service that can help you when you need the great amount of money while you do not have any income for getting that. The backpacker travel insurance can help you when something bad happens during your backpacker travelling time, You will need the help relating to a certain amount of money for covering it. The insurance like that can make you feel surer with your status as a backpacker. That will make you feel more enjoy and more pleasant moment during the time.

Understanding the Details about Backpacker Travel Insurance

When you want to compose the idea about backpacker travel insurance, you will need to seek for the appropriate provider. It can give the insurance in line with your travel tip. There are the wide covered areas of the insurance. You can gain the sport option or even the social purpose of your travelling insurance. The different rule will be found when you choose the different type of insurance. The difference can be found relating to the specific field of your backpacker time.

The other aspect must be understood is the limitation of the age for getting its service. Most of the providers can give the service only for 40 years old or less. But it depends on the policy of the provider too. There are some other aspects will be considered too, relating to the insurance. Two of them are the aspect of the travelling type and the aspect of the length of your travelling time. The different details relating to these aspects can bring in the different results of the service decision.

The backpacker travel insurance is chosen based on the desire for getting the safety travelling. Every provider has the different rule between one and another. You must understand all of the policies that offered by the specific provider chosen. That is needed for making sure that you will get what you need when something bad happens to your travelling time. If you will desire to have the good travelling, this service can help you to anticipate the possible risk. There is always a risk to be considered from a journey.

The Benefits of taking the Backpacker Travel Insurance

There are some backpacker travel insurance benefits must be understood before you decide on taking it. You can find this insurance type as relatively cheap and simple type of insurance process to be taken. You do not need to think complex about the insurance. If the risks may be gained from the travel, it will be greater risks, but the cost must be paid monthly for getting the help in time. It is relatively cheaper than if you propose other types of insurance. That becomes the interesting added value from the insurance.

The other benefit is that it can be directed into the medication cost. When you get the injury in your travelling time and the cost of its payment medication is too high for you, you may get the help from the insurance. You do not need to feel afraid about the cost must be paid while you take the travelling time for filling your holiday time. You will be free for spending your holiday time by taking a vacation in some places.

There is the possibility of getting the risk relating to the act of losing your stuff. That can be included in the items covered by the insurance. When you are taking the backpacker time in the long place, this service will be needed so much. The risk of getting this disadvantage may be increased too. You must prepare and remember all of your stuff before you take a travelling time like that. It must be included in the documents.

The Backpacker Travel Insurance and the Way for getting it

The backpacker travel insurance is the part of the common travel insurances. It has some differences from the common one relates to the specific condition can be referred into the condition of its needs. The backpacker always has the risk relating to their adventure in the nature. That cannot be covered by the common insurance. You must be sure that you know about some details of the dangers that can be covered by the insurance. The policy relating to the travel insurance must be understood to make sure that you can propose the insurance.

There are always some risks faced by the backpacker. That event can be increased too, especially when the backpacking purpose is directed into the place where the natural disasters happen. The backpacker insurance will be more needed since there is no guarantee about your safety. The social backpacking like that is included into the insurance policy. You may gain the insurance for the different kind of backpacking too for sporting purposes. The details about that can be gained when you have chosen the specific provider for your insurance.

The way for getting the backpacker travel insurance can be different in the different country. It can be proposed by making the clear report about the possible risks. It may be found during your backpacker time. The provider will consider that. When your proposal is agreed, there are the steps must be followed too for gaining this one. The process is simple, but the unlucky thing is that the insurance type is not the type of insurance can be gained in every country. You cannot find the service in some countries. This aspect is important to be considered before you decide on becoming a backpacker.

Tips To Attain Best Single Trip Travel Insurance

Travel to around Europe whether shopping, go to mansions, culinary seeking and so on is make your holiday really precious. That is why you need choose insurance to cover your trip. If you have holiday plan without worrying any risk for reaching your enjoyable, the best single trip travel insurance is right way. The travel insurance provider gives special coverage feature with their affordable price. Because tons of providers, you should pick which one is right for you based on your estimated prices.

Furthermore, you need several tips for opt the single trip travel insurance that can give best services for your once to twice adventurous a year. Covering your all eventualities, level of each cover, possibility to save money, and minimize the exclusion is the consideration before you decided the provider. Best protection of the policies with affordable price is the key for your single trip. Below are exact tips to attain best travel insurance provider as good as you want to catch the best insurer whatever your business.

Consider cover services offer

Travel insurance providers come with different cover services. Make sure that you gain important service of medical treatment, lose luggage, holiday plan cancellation, and personal and public liability. Then, consider that the insurer give 24-hour services via call, so you can claim what you want fast and efficient. Best single trip travel insurance will give policy that can cover all of your necessity. In addition, you and the insurer should have agreement about the requirement holiday even single or couple person.

Select the best level

Besides the cover services, the cover level is must being consideration. You deserve to have the affordable price based on the cover features for your single trip plan. The single trip travel insurance for medical treatment coverage is up to £4m including the ambulance cost. For personal liability, best provider gives £1m in the area. For cancellation cover, is the different and much providers have different agreement about this case. You may get half of your whole price which you had paid for the single trip holiday.

The last that may happen during your holiday is the lost or stolen baggage. Your personal items that may exist on the baggage will return depends on the precious items. You can claim laptop or precious camera if they stole to the insurer to get back your money even it just half from the cost. Those cover level is of course the trick from insurer to gain benefits considering the single trip travel insurance is the business. So, to anticipate the unexpected thing that happen to you, please be wary yourself.

Save money consideration

Sometimes you get stress with the effect of your trip which make you lose some money. That is may occur because not all provider cover whole holiday or it may just cover for standard holiday then you should pay more for extra adventurous more expensive. The way you should know is check the balance between policy features and cover levels of single trip travel insurance. You can get the information in the internet websites about the single trip insurance quote then compare them to find best one.

Next, to save your money of holiday planning you should decide which one is the right for you. If you want to travel with your family, choose insurance for family that come with many benefits for all members. Another, you can save money while you have travel grouping. Consider the policies that suitable for group member with extra cover features. That’s why you should find best single trip travel insurance based on the category.

The possible exclusion

Sometimes, there are much many unexpected exclusions during the holiday such as the danger incident. The accident during holiday activities like skiing, climbing, winter sports and so on are possible happen to you. If you take the standard cover policy, you won’t have rights to claim them but pay more for extra cover will satisfy you. The single trip travel insurance for the accidentally condition won’t void if the travelers get drunk or drugs influence of those accident. So, prepare yourself with those single trip insurance tips for attaining enjoyable holiday but still wary with your surrounding people or area which can endanger you

Cover Your Day with Single Trip Travel Insurance

Do you plan to take a holiday on trip in a single day with special feature for covering your day? Take a single trip travel insurance for more convenient that offer several best covered with some compete quotes that can entertain you. You feel worried about what's wrong will happen during your trip or maybe the unexpected trouble make you can't joy the trip. You need special guidelines to cover your single day along, then you can enjoy this holiday.

Several providers of single trip travel insurance can you choose with their special feature coverage. Lose luggage, feel ill, flight delay, or may get the accident is the possibilities that may occur during your trip. You need insurance provider which gives best with affordable price to cover all those wrong things that may happen. We give you solution about what feature to cover your single trip best. Check cover features below, then decided whether you deserve to choose it or not.

Single Trip Travel Insurance Features

Medical treatments

Extensive medical treatment should you get from a provider that can cover your unexpected ill. The accident from skiing, or other picnic activity is the possibility that may happen to you. Choose the single trip travel insurance. It can cover your medical treatment. Some provider gives policy for medical cover is approximate £2m around Europe even £5m for worldwide areas of the medical risk that may happen during the holiday. Choose the extensive medical treatments to make you safe with affordable way.

Luggage protection

Luggage that may lose or stolen by theft is the possibility risk while you take a trip. Make sure that you have the single trip travel insurance provider which can cover this problem. Claim what the precious goods in the luggage lost to the insurance provider. Whole luggage can be claiming £2,000. There is limited for individual possession up to £500 without considering how much your worth item. Make sure that you tell the provider during 24 hours after you had lost your luggage. It will help you get the claim.

Additional cover features

There are some additional elements that make you more satisfy. There is cancellation cover that consists of flight and hotel claimed. For a flight that may delay or something went wrong on the flight, you can claim your money to get back. If you cannot get back all flight ticket cost, you get half or more percentage of the cost based on the agreement. Some single trip travel insurance provider gives return cost for flight cancellation, but not few providers don't give it back because the different policy they have.

Since hotel claim is much stricter for single trip travel insurance provider to give the back cost to you. They cannot accept any claim by the travelers because the provider done for a business. Some providers will guarantee the claim with some agreements at the beginning. There is approximate cancellation claim £3,000 for all holiday in minimizing costs. You need to choose the best provider to make you satisfy if before the holiday begins something wrong may happen to you.

Next is the personal liability. Travelers forget their personal liability considering they take the single trip travel insurance. You may injure someone or damage the property is the factor how you should wary in yourself. Not all providers give you convenient to cover this problem. Some providers take policy to cover in minimum level about £1m. So, don't depend your insurer instead you may wary yourself to avoid the risk that may happen during your holiday.

Many providers serve standard policy about coverage features as long as the traveler standard holiday. Make sure that you have done to understand all the policy. It can cover your holiday plan and avoid miscommunication. If you need extra activities during the holiday that cannot submit to the policy, you can pay more for that. Call and ask the insurer to provide the extra covers for you then pay it more costs. You need to choose the single trip travel insurance provider that covers all features to make you convenient and satisfy of adventurous activity.

Tips to Get the Best Travel Insurance over 65

Do you know about travel insurance over 65? This insurance refers to the certain form or model of the coverage of insurance. It covers a variety of different occurrences and applies to most of the elderly. This travel insurance covers the medical coverage in the accident which was suffered by the person who took the insurance while they took on vacation. Such as the loss of valuable items reimbursement, and reimbursement for transportation cancellation, such as trains, flights, buses, and so on. This is able to preserve an increased sense of security for the elderly. The bottom line that the potential disastrous occurrences can be financially backed up is comfortable and able to put the mind easily.

Guide to Travel Insurance Over 65

Purchase this insurance is not just a choice. It is a necessity and must. Owning the care of quality health when you are away from your home, with unknown doctors at the unknown hospitals which are unfamiliar can be very hard. This matter could result in poor treatment and care. The hospital may not have the standard health care or the doctors are not well trained if compared to a home doctor. But this case is going to lead to the problems of insurance.

An elderly is able to save their hassle by being reimbursed or covered. Taking the specialized insurance can be a perfect and good idea. The specific policies exclude and prohibit the injuries which are caused by the daring acts, like winter sports and mountain biking. By picking the special insurance policy like the travel insurance of winter sports, the individuals are able to cover themselves from several injuries which are possible to have on their trip.

Find Good Travel Insurance Over 65

When you want to look for the reliable travel insurance over 65, you should keep in mind several factors. There are associated with insurance coverage, availability, monthly premiums or yearly premiums, and the model of the coverage which is preferred or desired. The prices of insurance tend to vary significantly between the firm of the insurance as well as the geographic locations, and the fluctuations of price are often unpredictable. You need to consider utilizing a tool of quote comparison to collect the list of the most proper offers which are available.

There are a lot of online insurance companies which are able to perform the insurance easily. The insurance agencies are able to save much time for the hunters of insurance. The quote comparison is known as a simple process which simply involves the gathering a wide choice of the offers. It comes from a variety of different insurance firms. This process involves the calculating in which the offers are greater in terms of coverage quality or prices.

Before you perform the quote comparison, you should understand exactly about the form of coverage which is needed. If the model of the travel insurance that you chose is an annual coverage, the initial expense is going to be higher than the single time insurance which is taken. If the individuals who take the insurances are regular travelers, the coverage of annual travel was able to turn out being less expensive in a long run.

The costs of travel insurance over 65 are able to be further reduced by selecting the certain coverage policy which excludes from the overall planning. The individual was able to select the medical coverage excluding the coverage of flight cancellation. You are able to avoid several additional costs which were able to turn out being a drain on the individual's finances. After all done, traveling generally is known as an expensive affair. You are able to avoid several unnecessary expenses which are included in the insurance policy.

By understanding the policies of the travel insurance over 65 and the way that the policies function, you are able to save your time and your money. The quote comparison can be the effective and efficient method to be used as streamlining the process of coverage acquisition. This allows the elderly travelers to enjoy their vacations without getting riskier and their vacation is well planned.

Importance of Having Travel Insurance for People with Pre Existing Condition

Safe traveling means not just traveling when one feels grand for a person with pre existing medical condition. When one becomes clear by the doctor for travel and having all your medicines during the flight. One must declare one's specific medical condition or purchase what they call travel insurance with medical conditions to be fully covered during travel.

Standard Travel Insurance

It is different from travel insurance with preexisting condition. It's covered any cost that is associated with the medical condition. One suffers from a heart attack, regular travel insurance will not pay for the cost of the medical expenses. It's covers expenses that are caused by your travel, such as if he plane crashes. For someone traveling abroad, the cost of treatment, hospital, medicine and having to stay longer abroad can cause a big dent in one's finances. This insurance does not cover medical conditions and encourage travelers to purchase this insurance with medical conditions.

Travel Insurance With Pre Existing Conditions

This insurance with pre existing conditions are for people with certain conditions, such as diabetes, heart conditions, cancer, joint and bone conditions, respiratory problems and gastrointestinal conditions. One of the questions that are asked is whether one had any of these preexisting medical conditions. It does not matter whether it happened years ago or if one had been declared cured. The insurance company will assess the insurer and recommend whether or not to get insurance for people with preexisting condition. It is important to be honest and declare a condition because in case of medical emergency. It is best to be covered for medical treatment and other associated expenses.

Travel Insurance With Medical Conditions

This insurance for people with medical conditions can be a little bit more expensive than a regular insurance because certain conditions require expensive treatment and longer hospital stays. The best way to find affordable travel insurance with medical condition is to shop for one as soon as one has purchased his travel ticket. You can compare the quotes and find the most affordable one with enough coverage. It is very important to compare the coverage. Not all travel insurance with preexisting condition is the same. A person who has preexisting medical condition knows his needs. Read the terms and conditions of the coverage is imperative to finding sufficient, not just affordable coverage. A balance of cost and coverage is the best way to go about when trying to decide which insurance to purchase.

A person who is suffering from, a medical condition should carry travel insurance with medical conditions, not just regular travel insurance. The additional cost may save one from the significant financial especially when one is traveling abroad where the cost of medical care is quite high.

5 Countries To Travel Now Where Currencies Are Dropping

Travelling.... one of the favourite past time of people who live in Singapore. Our country is so small that we could get from one end to the other in less than 2 hours by public transport. Most of us who've been living here for the past 20 over years like me would have been bored by this small city.

Another reason for travelling is that we could sort of live like a king in another country. Women like to travel to neighbouring countries for shopping sprees and get their wishlist items at less than half the price. The Singapore dollar is still strong while our neighbouring countries' currencies are weakening. This makes it even more attractive to travel. Let's take a look at some countries which is worthy of travelling now where currencies are dropping.


Malaysia

Most of us would probably already know that the Malaysian Ringgit has dropped significantly over the past few months. Singaporeans have been changing their SGD to Ringgit ever since when it was $1 SGD to $2.60 MYR. Now, $1 SGD is at $2.80 MYR. Who cares when a plate of chicken rice cost $5 MYR there? It is less than $2 for us when we convert it to SGD.

Let's take a look at some of the food prices in Malaysia:

Not too cheap for those working and living in Malaysia but certainly affordable for us working and living in Singapore. 

Thailand

Thailand is a shopping heaven for many ladies and also men out there. The clothes are really cheap there with low cost accommodation too. Good news for those travelling to Thailand soon, the Thai Bhat has actually weakened again as compared to a few months ago. $1 SGD is at $25.11 THB now.

It was also reported by the Bangkok post last week that the Thai Bhat sinks to a 6 year low against the US dollar. You can get clothes from as low as 100 to 300 Bhat in Thailand. That is just $4 to $11 when we covert it back to SGD. Definitely much cheaper than shopping in Singapore. No wonder people always come back with a few luggages of shopping loots from Thailand. 

The 1782 grand palace in Bangkok 

Credit: https://www.flickr.com/photos/drflint/9152353922

Australia

You probably didn't know that the Australian Dollar has been secretly going down against the SGD for the past one year. Just a few days ago, one of my colleagues told me that when he went Australia 20 years ago, the rate was $1.60 SGD to $1 AUD. How about now? SGD and AUD is actually quite close to $1 vs $1 now. It is at $1 SGD to $0.994 AUD. It is probably a good time to plan a trip to Australia this year when the currency is still weak.

Indonesia

The closest Indonesia islands to Singapore are Batam and Bintan where we can just take a 45 Mins ferry ride from Singapore to Batam. I took a walk at the supermarket in Batam before and the groceries are really cheap there. Many Singaporeans do buy some groceries from Batam and bring it over to Singapore when they travel there.

The Rupiah has been dropping against the SGD for quite some time now. It is in fact at a 10 year low. It is $1 SGD to about $9800 IDR now.

Besides Batam and Bintan, we can also travel to other parts of Indonesia such as Jakarta or even the popular Bali beach area. Bali is certainly more pricey now as it becomes a popular tourist destination. 

Why not try travelling to Lombok which is a cheaper version of Bali? Lombok is an island east of Bali with virtually untouched beaches There are 3 paradise islands called the Gili islands which we can scuba dive or snorkel around the area. 

Pictures of Lombok:

Credit: http://homeiswhereyourbagis.com/en/15-things-you-should-see-on-lombok/

Credit: https://www.flickr.com/photos/trekkingrinjani/7504677940

Besides Batam, Bali and Lombok, another place to visit is Jakarta. It is the capital of Indonesia but trust me, the things there are still quite cheap. You can read more about my travel to Jakarta in December 2014 here. Satay cost just 20 cents a stick and a restaurant meal at just $50 for 10 dishes in Jakarta.

Best thing about Indonesia is we can find the A&W which went missing in Singapore.

Japan

Lastly, let's not forget Japan, the land of the rising sun. The JPY has weaken significantly over the past 5-10 years. Travelling to Japan is definitely not as expensive as before now. $1 SGD is at $90.89 JPY now whereas 3 years ago it is at $65 JPY.

It time to plan for a year end winter trip or perhaps a next year March-April trip to see the cherry blossoms in Japan?

There you go, 5 countries to consider for your travelling now where their currencies are dropping. Its time to live like a king again in some of the countries or perhaps take a breather out of the small city we live in.

Enjoyed my articles? 
You can Subscribe to SG Young Investment by Email 
or follow me on my Facebook page and get notified about new posts

Related Posts:
1. My 8 days Taiwan trip all under $800
2. 5 Days Trip In Jakarta Indonesia
3. 8 days North Vietnam Trip at $600

5 Days Trip In Jakarta Indonesia

I'd never have thought that I would go to Jakarta for an overseas trip. Prior to this trip, the only thing I knew about Jakarta is its immensely populated city which causes massive traffic jams. Jakarta has a land size of 740.3 km square which is quite close to Singapore's small land area of 716.1 km square. Singapore has a population of about 5.5 Million while Jakarta itself already has about 9.6 Million population. I heard from a taxi driver that in some days, the number of people in Jakarta can reach 15 Million as people from all over Indonesia flock to the city. The traffic gets really bad during peak hours.

This trip was made possible with my cousin's help to bring us around the city. He stayed there for a period of time before. He could speak the local language there too which makes it easier to communicate. I went there together with him and another friend. It was solely a trip of exploring the culture there, meeting new friends and of course tasting lots of local food.

I can't remember exactly the places that I went to but will show you some of the malls and also the food that you could try if you're planning a trip there. Total cost for the trip was just slightly more than $350 for the full 5 days inclusive of airfares and accommodation. It is relatively cheap to take a budget plane there which cost only $76 and accommodation is cheap too. Flight time is only about 1 hour 30 mins.

Here's my itinerary for the 5 days:

Day 1

Arrive at Jakarta at about 6:30pm. Took a taxi to the apartment where we were going to stay at. They call it apartemen there. The traffic was getting quite bad at this time of the day. Took more than an hour to reach the apartment in Central Jakarta. My first meal was at a roadside stall just outside the apartment. Cost for one bowl of noodle was just RP 10,000 which is just slightly more than $1 Singapore dollars.

Fancy a Magnum Gold? It was just RP 12,000 (S$1.30). Bought this at a convenience stall after having the noodles. Don't think I can find this kind of price in Singapore.

Day 2

Below is the map of Jakarta. That's where I stayed on the map.

This was the view just outside the apartment. Seems like some Kampung area there.

Went to a mall called central park mall near the west of Jakarta. Watched the Exodus: God's and Kings movie there. Ticket price was just RP 55,000 (S$5.90) on a Friday night if I didn't remembered wrongly.

The unique Teh Botol there which is tea with sugar in a bottle.

Had dinner at a Chinese restaurant which specialises in Lor Mee. Portion was huge. Cost for the meal for 5 person was about S$40.

Day 3

Some sights of the traffic in Jakarta. The small blue vehicle is actually a taxi which is a cheap form of transport in Jakarta. It can take a maximum of 3 person but no air-conditioning. The normal taxi was cheap also. Each trip would typically cost on average S$6-$7.

The famous landmark in Jakarta called the Monas. Didn't went in there though.

Here's the Business District area in Jakarta. You'll be able to see a lot of luxurious hotels such as Grand Hyatt, Ritz Carlton and even Mandarin Oriental is there too. The subway (MRT) there is still under construction. Hopefully it'll ease the traffic congestion there once its ready. 

The stock exchange in Jakarta

Went to an area called block S which is not far from the business district. Lots of local food there. There's a distinct difference there from the business district.

Satay cost just 20 cents a stick.

After tasting out local food at Block S, we went to Grand Indonesia mall which is really grand. All kinds of luxurious brands were in that mall. There was this interesting Magnum cafe which we decided to check it out. You could customize your own Magnum.

At night, went to a seafood restaurant for dinner. This particular restaurant called D' Cost serves delicious and cheap seafood. The fish there on average cost just about $6. We ordered 10 dishes which cost about S$50. 

After dinner, decided to explore a local Pasar Malam (Night market). The number of people there is just scary with vehicles and people trying to squeeze through every space there is.

Day 4

Went to a local church on a Sunday morning with some friends. After that, went to a restaurant called Angke to have lunch. Food is more expensive here with 5 dishes at S$60. That plate of chicken was a famous dish here which already cost S$16.

Saw some old Dutch buildings. Jakarta was under the Dutch ruling in 1740. This building must have been a few hundred years old.

This was a mall at Pluit city. A mall owned by Lippo group (LMIR).

Day 5

Slept the whole morning before going for lunch at D'Cost restaurant again because the food was just too good. We ordered 3 different types of fish this time round.

Ended the trip with a dinner at A&W at the airport before taking the flight back to Singapore. Many Singaporeans would remember we had this root beer float in the past.

Jakarta is definitely an affordable place for a short holiday. There's nothing much to tour there except from the malls and trying out local food. Maybe a maximum of 4 days 3 nights would be sufficient to explore Jakarta.

That's all for the short update on my trip. I know the stock market has been wild for the past few days especially today as the STI closes down -79 points. This is one of the worse one day drop I've seen so far this year. It doesn't really affect me these days as i'm positioned to accumulate more as time goes by. I actually entered a small position in Semb Marine when it dropped below $3.

Anyway, It's Christmas season soon. Here's wishing everyone Merry Christmas and happy holidays ahead!

Enjoyed my articles? 
You can Subscribe to SG Young Investment by Email 
or follow me on my Facebook page and get notified about new posts.

My other Travelogues: 
1. My 8 Days Taiwan Trip at $705/person
2. 8 days North Vietnam trip at $600/person 
3. My 3 months stay in South Vietnam - An unforgettable experience