Showing posts with label Group Health Insurance. Show all posts
Showing posts with label Group Health Insurance. Show all posts

Sunday, 20 July 2014

Is the Health Insurance provided by your employer sufficient ?

   
Image : Courtesy Google Images

Many of the employers provide Group Health Insurance to their employees. Whenever an employees joins an organisation, the company offers him or her a Group Health Cover which was already running for quite some time. As such, there is a little chance that the new joinees are made aware of all the provisions and facilities available under the plan.

Most of the plans have sub-limits, wherein there is a capping on room rent, ICU charges and on certain surgeries and day care procedures.Many a times, it is observed that the cover is inadequate for the family members and for the extended family.

As such, it is always advisable to buy a separate Family floater Health Insurance Plan covering all the members of the family, parents and in-laws for adequate sum insured.