How Does the Process of Buying Life Insurance Online Work?

Raise your hand if you believe life insurance is an important tool for most families’ financial planning portfolios.  While most of the population agrees that owning life insurance is essential, 18.7 million people are “stuck shoppers.”  These shoppers are those who know they should have life insurance, but don’t.  Many say they haven’t bought yet because life insurance is too difficult to understand.  Quotacy’s goal is to help those stuck shoppers get life insurance so they no longer have to fear that their loved ones will face financial devastation should they die prematurely.  We’re going to walk through the process of buying life insurance online through Quotacy and hopefully make it less

confusing.

1. Getting Quotes

At Quotacy, it’s easy to get a term life insurance quote.  Not only is it free to run as many quotes as you please, but you don’t even need to give us your contact information to do so.  Many online term life insurance websites advertise free quotes, but they make you pay by handing over your name, phone number, and email address upfront.  We don’t like forcing you to give up your private information just to see costs, so we don’t.

We designed our quoting tool to allow you to play with the numbers (insurance coverage amount and term length) until you find the perfect policy for you.  As you adjust the coverage amount and term, your quoted price adjusts accordingly so you know what you are paying for.

2. Choosing a Policy

After you have adjusted the quote to fit your needs, you’ll be given policy options from the top insurance carriers.  The prices of each policy are displayed so you know what you are applying for.  Quotacy’s licensed agents are salaried employees, not commission-based, so if it works best in your budget to pick the cheapest policy, then you go right ahead.  We will not try to convince you to spend more.

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