Why should have life insurance? In your opinion, why someone decides to have a life insurance policy? Of course it is because they want to protect the people they love, to ensure that the lives of those left behind are not abandoned once they are gone. During this time, more life insurances are to those who are in productive age. This is a tactic to ensure success of the program because the policyholder was in productive middle age and is able to pay their policy for quite a long time. However, what about those who have crossed the elderly, over 50? Now, the best over 50 life insurance present around you.
During this time people aged over 50 have not had insurance programs. In fact, of course, the market in that age wants to make sure that people they loved have ones financial protection as well. Seeing of this opportunity, Cigna is determined to be the best over 50 life insurance by launching the insurance product, Cigna Second Life (CSL). CSL is the first life insurance products in Indonesia, which is designed specifically for the elderly. Previously, Cigna has launched this product in Korea, Taiwan, New Zealand, and Thailand.
During this time people aged over 50 have not had insurance programs. In fact, of course, the market in that age wants to make sure that people they loved have ones financial protection as well. Seeing of this opportunity, Cigna is determined to be the best over 50 life insurance by launching the insurance product, Cigna Second Life (CSL). CSL is the first life insurance products in Indonesia, which is designed specifically for the elderly. Previously, Cigna has launched this product in Korea, Taiwan, New Zealand, and Thailand.
Cigna is a provider of life insurance, health and personal accident from the United States. In order to become the best over 50 life insurance, Cigna conducted various researches. Having learned from the experience of other countries and conduct consumer research, Cigna finally decided to launch a product for ages 55-80 years. All who wish to participate, it must be accepted, without a medical examination, life insurance, and will be protected for life, with a fixed and affordable premiums and benefits of protection varies. These insurance products are expected to provide a guarantee to the elderly in Indonesia and to ensure the best for them in their old age.
As mentioned earlier, Cigna Second Life is the only insurance for the elderly in Indonesia. This is the best over 50 life insurance that are intended for elderly, the people aged 55 years to 80 years who want to follow Cigna life insurance program. To participate in this insurance program, the elderly do not require a medical examination. The premium that should be paid is very affordable, which is three hundred thousand rupiahs for women, and four hundred thousand rupiahs for men, while the compensation to be awarded to a hundred and fifty million rupiahs.
Benefits
As the best over 50 life insurance, Cigna certainly has some advantages to be proud. Yes, it is true. Cigna Second Life has the advantage and benefit that is not little. Some of the benefits and advantages, among others, you will get the right insurance protection to more than 100 years of age. You will also get the maximum death benefit, including the total sum insured or the premium payment made previously. In addition, you also get the facility to perform consulting medical services.
The interesting thing of this best over 50 life insurance is the availability of cash value that ready any time. Good news for those of you, the married couples, as for married couples who follow the insurance program will get 5% discount. Discounts are also can you get when you make premium payments directly to one year by 10%. Well, for you, the credit card users, you will receive accident insurance amounting to fifty million.
Terms and Provisions
The terms and provisions of the insurance programs of Cigna, the best over 50 life insurance, firstly, the amount of the premium varies depending on gender, age and benefits of the selected entry. Secondly, the amount of premium remained throughout the period of premium payment. Third, the premium payment period is until the age of 99 years. Fourth, the protection is unlimited, a lifetime period. Fifth, the waiting period to have died from the disease is 2 years from the date of entry into force of insurance.
Furthermore, the provisions of this best over 50 life insurance is if the insured dies due to illness during the waiting period, then Cigna will pay all premiums that have been paid until the date of death. Then, if the insured dies due to an accident during the waiting period, then Cigna will pay the sum assured. And, if the insured dies due to any cause after a waiting period, then Cigna will pay whichever is greater between all premiums already paid or sum insured
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