International Student Travel Insurance Offers Protection against Different Types of Risks

Going abroad for study is indeed very exciting. You will be in a wonderful campus where you would get introduced to a new way of learning your chosen subject. However have you stopped to think about things that can arise unexpectedly when you are studying and which can affect you financially. For example, a sudden dental emergency can put you in a fix. You have to visit the doctor's immediately to get treatment. There will be bills to pay and money that you had reserved for some other important purpose would have to be spent on this. On the other hand, if you had taken international student travel insurance, the problem can be mitigated effectively and money saved.

What Are The Important Features Of Student Travel Insurance?



Travel insurance is a must for students because it enables them to cope with so many different losses that can arise suddenly when living abroad. This insurance can be availed by anyone who is 16 to 40 years of age with the intention of getting a graduate or post-graduate degree abroad. The person applying for this insurance must already have a student visa. The period of insurance can be anything between 30 days to 2 years which can be extended to 4 years. The policy can be easily availed with online application.

Student travel insurance has been designed to specifically provide protection for students. For example, suppose a student's study is interrupted half way in between the semester but tuition fees has been paid in advance, in such a situation claims can be made on the policy to cover for the losses. Let's take another situation where a student losses passport and travel documents. Getting them duplicated will cost a lot of money however through reimbursement from the policy the loss can be coped. Suppose third party liability expense arises, a student simply cannot pay for the legal expenses arising from such a situation. Once again making a claim on the policy will help to meet the losses.

How To Make A Claim?

In the event of a claim, students do not have to worry how to go about it as there is a clear process in place to help them get money when unexpected situation has arisen. The student travel insurance claims process is simple. Just call the toll free number given in the policy. They will tell you how to complete the claims process. Compensation would be given in the shortest possible time.

What Is The Best Travel Insurance Policy?

Student travel insurance is inexpensive and it is easy to find a low cost policy. There are many policies available, but it is best to take the comprehensive plan because it covers various types of risks.

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About the Author

Kirti Saxena

Kirti Saxena is a web enthusiast and a writer for different areas including insurance and banking and numerous other sectors.